Resilient Home Retrofits
ResourcesUnderstanding your insurance coverage
Damages caused by flooding are expensive. The average cost of fixing a flooded basement is $43,000. Insurance can help, but many Canadians struggle with understanding the type of coverage they need.
No insurance provider is the same. Each insurance company offers different plans with varying levels of coverage. With no industry-wide terms, even the definitions of water damage can change from one company to the next.
Follow the steps below and download the resources prepared by the Intact Centre on Climate Adaptation’s Home Flood Protect Program to better understand your insurance coverage and protect your home.
“Less than 50% of Canadians understand what their insurance policy covers.”
– Insurance Bureau of Canada, 2016, IBC Flood Analysis
Know the risks
Understand the type of coverage you want and need.
Talk to a professional
Learn how to ask your insurance provider for the proper coverage.
Prepare your home
Find opportunities to reduce your risk.
Keep learning
Looking for more information on flood protection but don’t know where to start? Check out the following resources created for homeowners looking to increase their home’s resiliency.
Preparing for other climate related emergencies
We’ve collected resources from industry experts to help you prepare your home for other climate related emergencies.
Wildfire
resources
Extreme heat
resources
Wildfire
resources
Extreme heat
resources
Contact us
Have a question about Resilient Home Retrofits?
Email us at: RHR@cleanfoundation.ca
Resilient Home Retrofits Pilot Project is supported by:
